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Insurance, Medicare & Medicaid, Medical Evacuation while
Traveling Overseas
Obtaining medical treatment and hospital care
abroad can be expensive, and medical evacuation to
the U.S. can cost more than $50,000.  Note that U.S.
medical insurance is generally not accepted outside
the United States, nor do the Social Security
Medicare and Medicaid programs provide coverage
for hospital or medical costs outside the United
States.     
If your insurance policy does not cover you while your traveling abroad, it is a good
idea to consider purchasing a short-term policy that does.  There are health insurance
policies designed specifically to cover travel.  Many travel agents and private
companies offer insurance plans that will cover health care expenses incurred overseas
including emergency services such as medical evacuations.  

Bringing Medications or Filling Prescriptions Abroad

A traveler going abroad with a preexisting medical problem should carry a letter from
the attending physician, describing the medical condition and any prescription
medications, including the generic names of prescribed drugs.  Any medications being
carried overseas should be left in their original containers and be clearly labeled.
Travelers should check with the foreign embassy of the country they are visiting to
make sure any required medications are not considered to be illegal narcotics.  
If you wear eyeglasses, take an extra pair with you.  Pack medicines and extra
eyeglasses in your hand luggage so they will be available in case your checked
luggage is lost.  To be extra secure, pack a backup supply of medicines and an
additional pair of eyeglasses in your checked luggage.

If you have allergies, reactions to certain medications, foods, or insect bites, or other
unique medical problems, consider wearing a “medical alert” bracelet.  You may also
wish to carry a letter from your physician explaining required treatment should you
become ill.

Doctors and Hospitals
If an American citizen becomes seriously ill or injured abroad, a U. S. consular officer
can assist in locating medical services and informing family or friends.  (Note, however,
that payment of hospital and all expenses is the responsibility of the traveler.)   

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