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RECOVER FROM IDENTITY THEFT
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How do I Get an Identity Theft Report?
The officer taking your police report can attach or
incorporate your ID Theft Complaint into their police
report to add more detail. Ask the officer to give you
a copy of the official police report that incorporates or
attaches your ID Theft Complaint. In some places
the officer will not be able to give you a copy of the
The mailing addresses for sending Identity Theft Reports to the three major credit
reporting companies are on the cover letter.
When writing to the fraud departments of each of the companies where the identity
thief has committed fraud using your personal information, include copies of the
Identity Theft Report, your supporting documentation, and the appropriate cover letter:
for fraud on your existing accounts, or for fraud on new accounts. Always send this
information by certified mail, with a return receipt requested.
The credit reporting companies have certain timeframes for responding to your Identity
Theft Report with requests for additional information.
Next: What Do I do if the Police only take Reports about Identity Theft over
the Internet or Telephone?
Back to: Recover from Identity Theft Overview
official police report, but should be able to sign a copy of your ID Theft Complaint and
write the police report number in the “Law Enforcement Report” section. Be sure to keep
a copy of the police report number
The police are not legally required to use the FTC’s ID Theft Complaint Form as part of
their report. Your police department may have another way to include all the details of
your identity theft information in their police report. In these cases, the police report by
itself may serve as an Identity Theft Report.
Because the detailed Identity Theft Report is required for you to get many important
protections, you may wish to use the Law Enforcement Cover Letter to explain to the
police department how important it is for you to get a police report – as well as the legal
protections that a detailed Identity Theft Report gives you.
Creating and using an Identity Theft Report may require two steps:
Step One begins with filing your report with a local, state, or federal law enforcement
agency. These agencies may include your local police department, your State Attorney
General, the FBI, the U.S. Secret Service, the FTC, or the U.S. Postal Inspection
Service. Some state laws require local police departments to take reports, but there is
no law requiring federal agencies to take a report.
How do I submit my Identity Theft Report to the credit reporting companies, or to
businesses where the thief used my information?
When you send a copy of your Identity Theft Report to the fraud departments of the
three major credit reporting companies, include a copy of the credit reporting company
cover letter, along with copies of your supporting documentation. Send your information
by certified mail with return receipt requested.
Disclaimer
All information is provided as is. Additional research and information verification should be done before using any information
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of the information presented on this site. We do not assume any legal liability or responsibility for any incorrect, misleading,
outdated, or missing information. Additionally, we are not responsible for the contents of any off site pages that are referenced in
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or implied - all rights reserved.
Copyright 2008. All rights reserved.
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