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MINIMIZING YOUR IDENTITY THEFT RISK
MINIMIZING YOUR IDENTITY THEFT RISK
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All information is provided as is. Additional research and information verification should be done before using any information
provided on this site. We make no guaranties as to accuracy, content, truthfulness, quality, or fitness for a particular purpose of any
of the information presented on this site. We do not assume any legal liability or responsibility for any incorrect, misleading,
outdated, or missing information. Additionally, we are not responsible for the contents of any off site pages that are referenced in
this site or are linked to from this site. All web pages presented on this site are subject to copyright law protection, whether stated
or implied - all rights reserved.
About Identity Theft Insurance
Although identity theft insurance won't deter identity
thieves, it can, in certain circumstances, minimize
losses if an identity theft occurs. As with any product
or service, as you consider whether to buy, be sure
you understand what you'd be getting.
thieves, it can, in certain circumstances, minimize
losses if an identity theft occurs. As with any product
or service, as you consider whether to buy, be sure
you understand what you'd be getting.
Be aware that one of the major "costs" of identity theft is the time you will spend to
clear your name. Also be aware that many companies and law enforcement officers will
only deal with you (as opposed to an insurance company representative). So, even if
your policy provides you with a personal counselor, that counselor can often only
guide you, as opposed to doing the work to clear your name. And, as you evaluate
insurance products and services, you may also consider checking out the insurer with
your local Better Business Bureau, consumer protection agency and state Attorney
General.
Back to: Identity Theft Overview
clear your name. Also be aware that many companies and law enforcement officers will
only deal with you (as opposed to an insurance company representative). So, even if
your policy provides you with a personal counselor, that counselor can often only
guide you, as opposed to doing the work to clear your name. And, as you evaluate
insurance products and services, you may also consider checking out the insurer with
your local Better Business Bureau, consumer protection agency and state Attorney
General.
Back to: Identity Theft Overview
Identity Theft Insurance: Things to consider include: (1) the amount of coverage the
policy provides; (2) whether it covers any lost wages (and, if so, whether there's a cap
on the wages you can claim, or a separate deductible); (3) the amount of the
deductible; (4) what might be excluded (for example, if the thief is a family member or if
the thief made electronic withdrawals and transfers); (5) whether the policy provides a
personal counselor to help you resolve the problems of identity theft; and (6) whether
your existing homeowner's policy already contains some coverage.
policy provides; (2) whether it covers any lost wages (and, if so, whether there's a cap
on the wages you can claim, or a separate deductible); (3) the amount of the
deductible; (4) what might be excluded (for example, if the thief is a family member or if
the thief made electronic withdrawals and transfers); (5) whether the policy provides a
personal counselor to help you resolve the problems of identity theft; and (6) whether
your existing homeowner's policy already contains some coverage.
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