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Identity Theft Information
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Disclaimer
What do Thieves do with a Stolen Identity?
Once they have your personal information,
identity thieves use it in a variety of ways.
Credit card fraud:
They may open new credit card accounts in your
name. When they use the cards and don't pay the
They may open a new phone or wireless account in your name, or run up charges on
your existing account.
They may use your name to get utility services like electricity, heating, or cable TV.
Bank/finance fraud:
They may create counterfeit checks using your name or account number.
They may open a bank account in your name and write bad checks.
They may clone your ATM or debit card and make electronic withdrawals your name,
draining your accounts.
They may take out a loan in your name.
bills, the delinquent accounts appear on your credit report.
They may change the billing address on your credit card so that you no longer receive
bills, and then run up charges on your account. Because your bills are now sent to a
different address, it may be some time before you realize there's a problem.
Government documents fraud:
They may get a driver's license or official ID card issued in your name but with their
picture.
They may use your name and Social Security number to get government benefits.
They may file a fraudulent tax return using your information.
Other fraud:
They may get a job using your Social Security number.
They may rent a house or get medical services using your name.
They may give your personal information to police during an arrest. If they don't show
up for their court date, a warrant for arrest is issued in your name.
Next: How Can You Find Out If Your Identity Was Stolen?
Back to: Identity Theft Overview