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RECOVER FROM IDENTITY THEFT
RECOVER FROM IDENTITY THEFT
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Disclaimer
All information is provided as is. Additional research and information verification should be done before using any information
provided on this site. We make no guaranties as to accuracy, content, truthfulness, quality, or fitness for a particular purpose of any
of the information presented on this site. We do not assume any legal liability or responsibility for any incorrect, misleading,
outdated, or missing information. Additionally, we are not responsible for the contents of any off site pages that are referenced in
this site or are linked to from this site. All web pages presented on this site are subject to copyright law protection, whether stated
or implied - all rights reserved.
All information is provided as is. Additional research and information verification should be done before using any information
provided on this site. We make no guaranties as to accuracy, content, truthfulness, quality, or fitness for a particular purpose of any
of the information presented on this site. We do not assume any legal liability or responsibility for any incorrect, misleading,
outdated, or missing information. Additionally, we are not responsible for the contents of any off site pages that are referenced in
this site or are linked to from this site. All web pages presented on this site are subject to copyright law protection, whether stated
or implied - all rights reserved.
What Are The Steps I Should Take If I'm A Victim Of
Identity Theft?
Identity Theft?
If you are a victim of identity theft, take the following
four steps as soon as possible, and keep a record
with the details of your conversations and copies of
all correspondence.
four steps as soon as possible, and keep a record
with the details of your conversations and copies of
all correspondence.
Once you place the fraud alert in your file, you're entitled to order one free copy of
your credit report from each of the three consumer reporting companies, and, if you
ask, only the last four digits of your Social Security number will appear on your credit
reports. Once you get your credit reports, review them carefully. Look for inquiries from
companies you haven't contacted, accounts you didn't open, and debts on your
accounts that you can't explain. Check that information, like your Social Security
number, address(es), name or initials, and employers are correct. If you find fraudulent
or inaccurate information, get it removed. See Correcting Fraudulent Information in
Credit Reports to learn how. When you correct your credit report, use an Identity Theft
Report with a cover letter explaining your request, to get the fastest and most complete
results.
Continue to check your credit reports periodically, especially for the first year after you
discover the identity theft, to make sure no new fraudulent activity has occurred.
Next: Step 2 - Close the accounts that you know, or believe, have been
tampered with or opened fraudulently.
Back to: Recover from Identity Theft Overview
your credit report from each of the three consumer reporting companies, and, if you
ask, only the last four digits of your Social Security number will appear on your credit
reports. Once you get your credit reports, review them carefully. Look for inquiries from
companies you haven't contacted, accounts you didn't open, and debts on your
accounts that you can't explain. Check that information, like your Social Security
number, address(es), name or initials, and employers are correct. If you find fraudulent
or inaccurate information, get it removed. See Correcting Fraudulent Information in
Credit Reports to learn how. When you correct your credit report, use an Identity Theft
Report with a cover letter explaining your request, to get the fastest and most complete
results.
Continue to check your credit reports periodically, especially for the first year after you
discover the identity theft, to make sure no new fraudulent activity has occurred.
Next: Step 2 - Close the accounts that you know, or believe, have been
tampered with or opened fraudulently.
Back to: Recover from Identity Theft Overview
1. Place a fraud alert on your credit reports, and review your credit reports if
you are a victim of identity theft.
you are a victim of identity theft.
Overview Real Life Info Everyday Life Relationships Parenting Spirituality Making a Difference Career Homes Travel
Equifax: 1-800-525-6285; www.equifax.com; P.O. Box 740241, Atlanta, GA 30374-0241
Experian: 1-888-EXPERIAN (397-3742); www.experian.com; P.O. Box 9532, Allen, TX
75013
TransUnion: 1-800-680-7289; www.transunion.com; Fraud Victim Assistance Division,
P.O. Box 6790, Fullerton, CA 92834-6790
