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| Real Life Information... on Everyday Life Topics - RECOVER FROM IDENTITY THEFT |
What Do I Do if the Local Police Won’t Take a Report?
Be persistent if local authorities tell you that they can't take a report. Stress the
importance of a police report; many creditors require one to resolve your dispute.
Remind them that consumer reporting companies will automatically block the fraudulent
accounts and bad debts from appearing on your credit report, but only if you can give
them a copy of the police report. In addition, a police report may be needed to obtain
the fraudulent application and other records the company has.
If you're told that identity theft is not a crime under your state law, ask to file a
Miscellaneous Incident Report instead.
If you can't get the local police to take a report, try your county police. If that
doesn't work, try your state police.
Some states require the police to take reports for identity theft. Check with the office of
your State Attorney General, which can be found at www.naag.org, to find out if your
state has this law.
Next: How Do I Prove That I'm An Identity Theft Victim?
Back to: Recover from Identity Theft Overview
importance of a police report; many creditors require one to resolve your dispute.
Remind them that consumer reporting companies will automatically block the fraudulent
accounts and bad debts from appearing on your credit report, but only if you can give
them a copy of the police report. In addition, a police report may be needed to obtain
the fraudulent application and other records the company has.
If you're told that identity theft is not a crime under your state law, ask to file a
Miscellaneous Incident Report instead.
If you can't get the local police to take a report, try your county police. If that
doesn't work, try your state police.
Some states require the police to take reports for identity theft. Check with the office of
your State Attorney General, which can be found at www.naag.org, to find out if your
state has this law.
Next: How Do I Prove That I'm An Identity Theft Victim?
Back to: Recover from Identity Theft Overview
If you're having difficulties:
Provide the officer with a copy of the Law Enforcement Cover Letter that explains why
the police report and the Identity Theft Report are so important to both victims and
industry.
Furnish as much documentation as you can to prove your case. Debt collection letters,
credit reports, a copy of your printed ID Theft Complaint, and other evidence of
fraudulent activity can help demonstrate the legitimacy of your case. Provide the police
a copy of "Remedying the Effects of Identity Theft," which shows that police reports are
necessary to secure your rights.
Provide the officer with a copy of the Law Enforcement Cover Letter that explains why
the police report and the Identity Theft Report are so important to both victims and
industry.
Furnish as much documentation as you can to prove your case. Debt collection letters,
credit reports, a copy of your printed ID Theft Complaint, and other evidence of
fraudulent activity can help demonstrate the legitimacy of your case. Provide the police
a copy of "Remedying the Effects of Identity Theft," which shows that police reports are
necessary to secure your rights.
There are efforts at the federal, state and local level
to ensure that local law enforcement agencies
understand identity theft, its impact on victims, and
the importance of taking a police report. However, we
still hear that some departments are not taking
reports.
to ensure that local law enforcement agencies
understand identity theft, its impact on victims, and
the importance of taking a police report. However, we
still hear that some departments are not taking
reports.
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